You have your dream home, but how do you protect it?
Having the wrong homeowners policy, or one lacking in the right home insurance coverage coverages could end up in disaster when you are not able to fully replace your home or have to come out of pocket to cover a claim, as it is only partially covered.
With access to multiple carriers, we will ensure to find you the right house insurance coverage.
Whether you have 1 property or 50, finding the best policy with the best rate is needed to keep one of your overhead expenses down.
Whether your investment is a short term or long term rental, making sure the policy is endorsed correctly can protect your investment when it comes to a claim.
You understand the concept of time > money, and you need someone to work with who also understands this. You have more assets and higher valued ones, therefore you need to ensure those assets are property covered,. You also need white glove service when a claim arises as you do not have the time to worry about it.
We work with carriers who specialize in high net worth clients and couldn't recommend other carriers over those carriers.
There are a lot of words within a home policy, but that doesn't mean you have the right coverages.
-Water Back-Up
- Buried Utility Lines (Sewer and electrical lines)
-Replacement Cost
-Building Ordinance & Law
Just a few coverages that are no on every home policy, or even with every insurance carrier out there. Depending on your home, some coverages are recommended more than others.
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