Whether you are delivering goods, vehicles or even own a Black Car company, commercial liability is there to protect you, your company and others on the road in the even of a claim.
It can also keep your business going in the event your vehicle is out of commission for a time being.
If you are an artisan contractor, you will be asked for this type of coverage anytime you do a job. Same thing is you have a retail store front, when customers come through your doors.
General Liability is there to cover for slippage in your store, as well as the work you physically have done.
When you are a professional, where your word/work is on the line, an Errors and Omissions policy is needed. This coverage is there when you do not provide a physically tangible product.
A BOP will simplify your policies, by combining a General Liability, as well as covering your business' property all in one.
The new General Liability insurance policy. In this day and age when cyber attacks from hackers are frequent and coupled with 90% of the things we do is internet based, cyber insurance is a must need for your business and your client's data.
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